Quotation Notice - Bank of New Zealand (“BNZ190”)

QUOTATION NOTICE: NZX DEBT MARKET BANK OF NEW ZEALAND (“BNZ190”) NOTES Company: Bank of New Zealand ("BNZ") Security Code: BNZ190 ISIN: NZBNZDT406C7 Details of Issue: NZ$600,000,000 unsecured, unsubordinated, fixed rate Notes Offer Opening Date: Monday, 11 November 2024 Offer Closing Date: Wednesday, 13 November 2024 Maturity Date: Monday, 19 November 2029 Interest Rate: 4.889% per annum Interest Payment Dates: 19 May and 19 November of each year up to and including the Maturity Date Date of First Interest Payment: Monday, 19 May 2025 First Interest Paid To: Holder on Record Date Record Date: The close of business on the 10th calendar day before an Interest Payment Date (without adjusting such date for payment according to any Business Day Convention). Minimum Application Amount: NZ$5,000, with multiples of NZ$1,000 thereafter Minimum Holding: NZ$5,000 Minimum Transferable Amount: NZ$1,000 Face Value: NZ$1.00 per Note Supervisor: N/A Joint Lead Managers: Bank of New Zealand Trust Deed Dated: Issued pursuant to the deed poll dated 14 November 2013 (as amended and restated on 2 August 2018 and amended on 31 May 2019) and final terms to be dated 13 November 2024 and offered under a terms sheet dated 11 November 2024. Issue Date: Tuesday, 19 November 2024 Registrar: Computershare Investor Services NZ Settlement Status: NZCDC Settlement System Expected Commencement of Trading on the NZX Debt Market: Wednesday, 20 November 2024 Mark Peterson Chief Executive Officer NZX Limited 13 11 2024