SBS Bank Final Terms Sheet for Retail Bond Offer

3 October 2024 SBS BANK FINAL TERMS SHEET FOR RETAIL BOND OFFER Further to the Southland Building Society, trading as SBS Bank (SBS Bank) announcement earlier today, the final terms sheet relating to its offer of 5.5 year, unsecured, senior, fixed rate bonds has been provided to the NZX with this announcement and is also available through www.sbsbank.co.nz/sbs-senior-bond-2024. For further details investors can contact one of the Joint Lead Managers listed below, or their usual financial advice provider. Arranger and Joint Lead Manager Westpac Banking Corporation 0800 772 142 Joint Lead Manager Forsyth Barr 0800 367 227 ENDS For further information, please contact: Mandy Oosterbroek Marketing Manager 027 500 1247 Mandy.oosterbroek@sbsbank.co.nz This document has been authorised for release by Mark McLean, Group Chief Executive